Description
Overview
The Certified Basel Accords Specialist (CBAS) program is a comprehensive, expert-level certification designed for banking professionals, risk managers, and regulators who need in-depth knowledge of the Basel III/IV framework, including capital adequacy, liquidity risk, and operational risk requirements. This training provides practical insights into implementation challenges, regulatory reporting, and strategic impact analysis for financial institutions.
Objectives
By the end of this program, participants will:
✔ Master Basel III/IV Pillars 1, 2, and 3 (Capital, Supervision, Market Discipline)
✔ Understand risk-weighted asset (RWA) calculations for credit, market, and operational risk
✔ Apply liquidity coverage ratio (LCR) and net stable funding ratio (NSFR) requirements
✔ Analyze the impact of Basel IV reforms (output floor, standardized vs. internal models)
✔ Navigate regulatory reporting (COREP, FINREP, Pillar 3 disclosures)
✔ Develop Basel-compliant risk management frameworks
Agenda
Module 1: Introduction to Basel Accords
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Evolution of Basel I, II, III, and IV
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Key objectives and regulatory philosophy
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Implementation timelines across jurisdictions (EU, US, APAC)
Module 2: Basel III/IV Capital Requirements (Pillar 1)
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Credit Risk: Standardized Approach (SA) vs. Internal Ratings-Based (IRB)
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Market Risk: Fundamental Review of the Trading Book (FRTB)
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Operational Risk: Standardized Approach (SA) vs. Basic Indicator Approach (BIA)
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Output Floor Calculation (72.5% RWA constraint)
Module 3: Liquidity Risk Management
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Liquidity Coverage Ratio (LCR) – High-quality liquid assets (HQLA)
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Net Stable Funding Ratio (NSFR) – Stable funding requirements
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Contingency Funding Plans (CFP)
Module 4: Supervisory Review Process (Pillar 2)
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ICAAP (Internal Capital Adequacy Assessment Process)
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SREP (Supervisory Review and Evaluation Process)
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Stress Testing & Scenario Analysis
Module 5: Market Discipline & Disclosures (Pillar 3)
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Public Disclosure Requirements (Leverage Ratio, RWA, TLAC)
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COREP & FINREP Reporting (EBA & ECB standards)
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ESRB & BCBS Compliance Expectations
Module 6: Implementation Challenges & Case Studies
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Impact on Business Models (Retail vs. Investment Banking)
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Regulatory Arbitrage & Model Risk
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Case Study: How Major Banks Adjusted to Basel IV
Key Takeaways
✔ Deep expertise in Basel III/IV capital, liquidity, and leverage rules
✔ Hands-on RWA calculation exercises
✔ Regulatory reporting templates (COREP, FINREP)
✔ Comparative analysis of US, EU, and emerging market implementations
✔ Strategic insights for optimizing capital efficiency
Certification & Outcomes
Credential Awarded: Certified Basel Accords Specialist (CBAS)
Career Pathways:
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Basel Regulatory Compliance Manager
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Bank Capital & Liquidity Analyst
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Risk Modeling Specialist
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Central Bank Examiner
Post-Training Support:
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Basel IV regulatory updates
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Access to RWA calculation tools
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Membership in Basel Accords expert network
Who Should Attend?
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Risk Managers in banks & financial institutions
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Regulatory Compliance Officers
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Treasury & Capital Management Teams
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Auditors & Consultants specializing in Basel
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Central Bank & Financial Supervisors
Delivery Formats
Option 1: 5-Day Intensive Workshop (Virtual/In-Person)
Option 2: Corporate Group Training (Customized for Banks)
Why Get CBAS Certified?
High Demand – Basel expertise is critical for banks post-Basel IV
Regulatory Readiness – Stay ahead of compliance deadlines
Career Advancement – Stand out in risk and capital management roles
Global Recognition – Align with BCBS, EBA, and Fed standards
